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Ann Hess

Manager of Training and Support | Template Eden

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1634 Falling Water Rd , Sparta, TN 38583
$639,900
Est. Payment: $3,560.16/mo
3 Bed
3 Bath
1647 Sqft
0.14 Acres
Status: Active | Days on site: 37
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Ann Hess
Manager of Training and Support

House Description

If you know Center Hill Lake, you know a 180-degree panoramic view like this is one of the rarest things on the water. From the double-decker covered back porch of this 3 bed, 3 bath home, the lake fills your entire field of vision -- the kind of view that stops people in their tracks the first time they see it. Set in the sought-after Falling Water Retreat community, you're about a minute from the community boat ramp, with Sligo Marina, Johnson Chapel Recreation Area, and Ragland Bottom all close by. There is no HOA, and short-term rentals are allowed -- so this works as a full-time residence, a weekend escape, or an income-producing lake investment. The main level offers 1,647 sq ft of comfortable living space, and the basement mirrors that same footprint -- currently unfinished and wide open to become additional bedrooms, a game room, or a guest suite, effectively doubling your usable square footage. Two covered parking spaces, septic, and a 1990 build with solid bones. Views like this can't be manufactured -- you either have the lot or you don't. This one has it.

Highlights

Listed by Robert Porter , 931-265-5114 The Real Estate Collective Sparta , 931-837-8371. Knoxville Area Association of REALTORS®

Property Type

Residential

Lot/Acreage
0.14

Year Built

1990

County

DeKalb County

Area

DeKalb County

Neighborhood

Falling Water Retreat

Listing ID

1353266

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Microwave, Range, Refrigerator
Floor:Hardwood
Basement:Finished,Unfinished
Other:
  • ▪ Additional:Kitchen Island
Water:Other

Exterior Features

Lot Dimensions:9X79 IRR
Sewer:Septic Tank
Parking Features:Basement
Principal Interest
$3,560
Taxes
$408

Home Price

$639,900

Loan Details

30 yrs
7.445%

Down Payment

20%
$127,980
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Monthly Price:
$3,560.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,560.16 $407.94 $0.00 $3,968.10
Yearly $42,721.91 $4,895.24 $0.00 $47,617.14
Total $1,281,657.28 $146,857.05 $0.00 $1,428,514.33
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Anns Lender
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Market insight data is pulled from the same city as the listing being viewed (Sparta, TN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Knoxville Area Association of REALTORS®, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-03T12:00:38.000Z

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